Mini calculator · UK & US

Hourly Wage to Salary Calculator

Convert hourly pay into annual salary, monthly income, and weekly take-home pay in the UK or US. Add overtime, bonus, pension, student loan, 401(k), and state tax for a more realistic estimate.

This tool gives estimates, not payroll advice. Real net pay can differ depending on tax code, pre-tax deductions, benefits, overtime patterns, local taxes, age, filing choices, and employer-specific payroll treatment.
Calculator first Fast hourly-to-salary conversion with a proper net pay estimate.
UK + US logic Supports UK tax and student loan plus US federal, FICA and selected states.
Useful next clicks Feeds into strong salary pages, monthly pages and salary hubs.

What this calculator shows

Enter your hourly rate and weekly hours, then layer in extras like bonus and overtime.

Gross annual pay Estimated yearly net Monthly take-home Weekly take-home Tax breakdown Pension / 401(k)
Tip: try a few scenarios. Small changes to hourly rate, overtime, pension or 401(k) can change take-home pay more than people expect.

Calculate your hourly wage as a salary

Choose your country, enter your hourly wage and hours worked per week, then add any optional deductions or extras.

Switches the tax logic, currency and deduction options.
Enter your base hourly rate before deductions.
Example: 37.5, 40 or your normal weekly hours.
Use 52 for a full-year estimate or reduce for unpaid time off.
Add any yearly performance or contractual bonus.
Average extra hours per week across the year.
Common examples are time-and-a-quarter, time-and-a-half or double time.
Used for the US federal estimate only.
A simple pre-tax pension estimate. Leave blank for 0%.
Student loan deductions are estimated using annual thresholds.
Treated as a pre-tax retirement contribution for income tax estimates.
State tax is estimated for selected states only.
For the cleanest estimate, use your regular contracted hours first, then add separate overtime hours instead of folding them into base hours.

Your estimated pay

These figures update after you run the calculator.

Gross pay · yearly
—
Base salary plus overtime and bonus
Estimated take-home · yearly
—
After estimated tax and selected deductions
Estimated take-home · monthly
—
Simple annual net divided by 12
Estimated take-home · weekly
—
Simple annual net divided by weeks worked
Item Annual Monthly
Base pay — —
Overtime pay — —
Bonus — —
Income tax — —
Payroll taxes — —
Student loan / retirement — —
Estimated net pay — —

Breakdown notes

Run the calculator to see your pay breakdown, tax notes and assumptions.

How the calculator works

1) Gross pay

We convert your hourly wage into annual pay using your weekly hours and weeks worked. Overtime and bonus are then added separately.

2) Estimated deductions

For the UK, the tool estimates income tax, National Insurance and student loan. For the US, it estimates federal tax, FICA and selected state tax.

3) Net take-home

The calculator then shows estimated yearly, monthly and weekly take-home pay, plus a breakdown you can compare across scenarios.

Useful next steps

Use these related pages to compare salary levels, switch calculator types, or move into stronger salary clusters.

Core calculators

UK salary hubs

US salary hubs

Popular examples and comparison pages

These are good follow-on pages if you want to compare an hourly rate with common salary search intent.

Hourly examples

Monthly pages

Weekly pages

Hourly wage to salary FAQ

How do you convert hourly pay into annual salary?
Multiply your hourly wage by your hours per week and then by the number of weeks you work each year. For example, 40 hours a week at 20 per hour over 52 weeks gives a gross annual pay figure before tax and deductions.
Does this calculator show take-home pay or just gross salary?
It shows both. You get a gross annual figure and an estimated net pay figure after the selected deductions and tax logic are applied.
Can I include overtime and bonus?
Yes. Add average overtime hours per week and choose an overtime multiplier, then add any annual bonus. These are included in the gross estimate and flow through to the deduction estimates.
How accurate is the UK estimate?
It is designed as a strong estimate using UK tax bands, National Insurance and selected student loan logic. Real payroll can differ because of tax code changes, salary sacrifice, pension setup, benefits in kind and employer payroll treatment.
How accurate is the US estimate?
It is a solid estimate using federal tax, Social Security, Medicare, and selected state tax logic. Real take-home can vary due to filing details, local taxes, healthcare deductions, retirement plan choices and payroll timing.
Should pension or 401(k) be included?
Yes, if you want a more realistic take-home estimate. A pension or 401(k) contribution reduces the cash you take home, even though it can also reduce taxable income in some cases.

Hourly to Salary Calculator: practical context

Direct answer: Use this page to convert hourly pay into annual salary and then compare the result against after-tax salary examples.

Hourly pay can be misleading without hours, weeks worked and pay frequency. A useful converter should explain assumptions and route users toward annual, monthly and weekly net-pay context.

For AfterTaxTool, this page also works as a crawl and trust bridge. It connects broad informational intent to calculators, salary examples, salary bands, monthly pay pages, weekly pay pages and deduction explainers so users are not left at a dead end.

How to interpret this page

Start with the headline explanation, then follow the route that matches the decision being made: comparing job offers, checking affordability, understanding deductions, or translating pay into a different period.

Gross salary is useful for comparison, but net pay is what affects rent, bills, savings and day-to-day spending. That is why the surrounding links point toward annual, monthly and weekly salary views.

Useful next steps

Comparison routes

RouteWhy it helpsLink
Hourly conversionTurns hourly pay into annual salary before deductions.Open
Salary after taxShows what the annual salary may mean after UK deductions.Open
Monthly planningUseful once the annual figure has been converted.Open

Salary context examples

Salary areaUser questionHelpful page
Lower salariesHow tight might rent and bills feel?£30,000 after tax
Middle salariesWhat does monthly net pay look like for planning?£50,000 after tax
Higher salariesHow do tax bands affect extra income?£90,000 after tax

Questions about using this salary

Why does this page link to salary examples?

Salary examples turn abstract guidance into practical take-home-pay context. They help users move from a broad question to a specific annual, monthly or weekly income estimate.

Should I use annual, monthly or weekly pay?

Annual pay is best for job comparison, monthly pay is best for bills and affordability, and weekly pay is useful when income or spending is managed on a shorter cycle.

Are the linked salary pages a replacement for advice?

No. They are practical estimates and explainers. Personal circumstances such as pension contributions, student loans, benefits, bonuses and tax code changes can alter take-home pay.