Hourly Wage to Salary Calculator (UK & US)

Q: Does the US result include state tax?

Yes — the US estimate includes federal tax, FICA, and a simple state tax estimate for selected states. Local taxes aren’t included.

Q: Which UK tax rules are used?

The calculator uses a simplified UK estimate based on standard income tax bands and National Insurance assumptions for England, Wales and Northern Ireland.

Country

Earnings

Enter your base salary, then add bonus/overtime if you want.

Hourly wage Hours per week

Annual salary is estimated from hourly wage × hours per week × 52 weeks.

Annual bonus (optional)

Bonus is added to salary before tax (estimate).

Overtime hours per week (optional) Overtime rate (multiplier)

Estimate: overtime pay is based on the hourly wage you enter.

US options

Used only when Country is set to US.

US filing status (only used for US) 401(k) % (pre-tax, optional)

Simple estimate: 401(k) reduces taxable wages for federal + most state income tax (FICA still applies).

US state (estimate)

State tax is an estimate and may not include local taxes.

Display

Choose how amounts are shown.

Display currency

UK options

Used only when Country is set to UK.

UK tax year

Used for UK income tax, NI, and student loan thresholds.

Pension % (UK optional)

Leave blank for 0%. (Simple estimate: pension reduces taxable pay.)

UK student loan (optional)

Estimate: student loan repayments are based on annual income above the plan threshold.

Estimated take-home (year)

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Estimated take-home (month)

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Total tax & deductions (year)

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Enter a salary and hit Calculate.

UK Take-Home Pay Explained

Take-home pay in the UK depends on income tax bands, National Insurance, and pension contributions. This calculator uses a simplified model to estimate net salary after standard deductions for England, Wales and Northern Ireland. Actual take-home pay can vary due to student loans, salary sacrifice schemes, bonuses, and benefit deductions.

US Salary After Tax by State

Take-home pay in the US varies significantly depending on the state you live in. States like Texas and Florida have no state income tax, while states like California and New York can reduce net salary more due to higher state taxes. This calculator provides a simplified estimate including federal tax, FICA, and an approximate state tax adjustment.

Why Take-Home Pay Differs Between States

Two people earning the same salary can take home very different amounts depending on where they live. Differences in state income tax, local taxes, and deductions can significantly change net pay. That is why comparing take-home salary between states can give a clearer picture than looking at gross salary alone.

Related Salary Tools

More calculators that work well with this one.

Salary After Tax Calculator (UK & US)

FAQ

Is this take-home pay exact?

No — it’s an estimate. Real take-home pay depends on deductions like pensions/401(k), benefits, student loans, bonuses, and (in the US) state and local taxes.

Does the US result include state tax?

Yes — a simple estimate for selected states. Local taxes aren’t included.

Which UK tax rules are used?

A simplified UK estimate (England/Wales/NI style) using standard income tax bands and a simplified National Insurance model.

Disclaimer: This calculator provides estimates, not financial/tax advice. Real take-home pay can differ due to tax year changes, pension rules, bonuses, student loans, benefits, state taxes (US), local taxes, and personal circumstances.