US mini calculator · federal + state estimate

Hourly Wage to Salary Calculator US

Convert an hourly wage into annual salary, monthly pay, and weekly take-home in the United States. Add bonus, overtime, filing status, 401(k), and selected state tax for a more realistic estimate.

Estimates only. Real take-home pay can vary based on W-4 choices, pretax deductions, healthcare, local taxes, benefits, payroll timing, and employer-specific withholding.
Built for US intent Separate page for cleaner US relevance and stronger topical targeting.
Useful estimates Includes federal tax, FICA, selected state tax, and 401(k).
Feeds state winners Links directly into your US salary hubs and state page network.

What this tool shows

Enter your hourly pay and hours worked to estimate both gross and take-home salary figures.

Gross annual pay Net annual pay Monthly take-home Weekly take-home Federal tax estimate Selected state tax
This page works well as a bridge into your US state clusters because it captures early conversion-style search intent.

Calculate hourly wage as US salary

Add your hourly wage, hours, overtime and deductions to estimate annual pay and take-home income in the US.

Enter your base hourly rate before tax.
Use your normal weekly hours before overtime.
Default is 52 for a full-year estimate.
Add any yearly bonus or extra annual cash payment.
Average overtime hours worked each week.
Time-and-a-half is common, but you can change it.
Used for the federal tax estimate.
Selected states only. Texas and Florida have no state income tax.
Treated as a pretax retirement contribution for this estimate.
Optional simple add-on for local or city tax.
Best use: compare gross hourly pay with realistic take-home after federal tax, FICA, state tax, retirement, and bonus or overtime.

Your estimated US pay

These figures update after you run the calculator.

Gross pay · yearly
—
Base pay plus overtime and bonus
Estimated take-home · yearly
—
After estimated tax and deductions
Estimated take-home · monthly
—
Simple annual net divided by 12
Estimated take-home · weekly
—
Simple annual net divided by weeks worked
Item Annual Monthly
Base pay——
Overtime pay——
Bonus——
Federal tax——
FICA——
State + local tax——
401(k)——
Estimated net pay——

Breakdown notes

Run the calculator to see your tax notes, assumptions, and pay breakdown.

How this US hourly to salary calculator works

1) Gross annual pay

We convert hourly wage into yearly salary using weekly hours and weeks worked, then add bonus and overtime pay.

2) Federal + payroll taxes

The tool estimates federal income tax plus FICA, which includes Social Security and Medicare.

3) State tax and retirement

Selected state tax and optional 401(k) contributions are applied to produce an estimated take-home figure.

Useful US pages and tools

These links help push users deeper into your US clusters and keep the calculator tied into the wider salary network.

Core calculators

US hubs

Popular US money pages

State examples and cluster links

These are useful internal links for users who want to move from a general hourly calculation into specific state take-home pages.

California and Texas

New York and Florida

Illinois and support

US hourly to salary FAQ

How do you convert hourly pay into annual salary in the US?
Multiply hourly wage by hours worked per week and then by weeks worked per year. For example, $25 an hour at 40 hours a week over 52 weeks gives a gross annual pay estimate of $52,000 before tax.
Does this calculator include federal tax?
Yes. It estimates federal income tax using filing status and a standard deduction model.
Does it include Social Security and Medicare?
Yes. FICA is included, using Social Security and Medicare rates. Social Security is capped at the wage base while Medicare continues above that.
Can I choose a state?
Yes. California, Texas, Florida, New York, and Illinois are included. Texas and Florida have no state income tax in this estimate.
Can I include a 401(k)?
Yes. Enter a 401(k) percentage to reduce your estimated take-home and improve realism.
Why should there be a separate US version?
A dedicated US calculator page is cleaner for search intent, makes internal linking easier into US salary clusters, and reduces mixed UK and US relevance on a single URL.

Hourly pay is not just annual salary divided neatly

Hourly workers often live with more timing uncertainty than a simple annualised number suggests. Overtime, unpaid gaps, shift availability, seasonal work and benefit eligibility can all change what the wage really supports.

A higher hourly rate can be meaningful, but only if the hours are dependable. Someone earning less per hour with stable hours and benefits may sometimes have a stronger financial position than someone with a higher headline rate and volatile scheduling.

Hours risk

Annualised salary only works if hours are steady.

Overtime dependency

A budget that requires overtime is more fragile than one supported by base hours.

Benefits gap

Health insurance, PTO and retirement access can be as important as hourly rate.