Inside Ir35 Calculator

Estimate inside IR35 take-home. Enter simple figures below to get a practical estimate, then use the explanation and assumptions to understand what the result can and cannot tell you.

Tax-sensitive estimates use stated rule-period assumptions. UK payroll examples use 2026/27 assumptions; US examples use 2026 federal assumptions plus any state-tax input.

Direct answer

This calculator is designed for quick planning rather than exact advice. It turns your inputs into a clear estimate and highlights the assumption most likely to affect the result.

Best used for

  • Comparing options before making a decision.
  • Checking monthly or annual impact.
  • Understanding the direction and scale of a money change.

Worked example

InputExample
Main amount£50,000 or USD 50,000 depending on region
Rate or deduction5%
Planning period12 months

How to interpret the result

ResultUse
Main estimateUnderstand the approximate financial effect.
Monthly equivalentCompare against budget and bills.
Assumption noteCheck whether your real situation may differ.

Assumptions and methodology

Where tax or payroll rules are involved, AfterTaxTool uses transparent assumptions and explains limitations. See methodology and tax assumptions.

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FAQ

What does the Inside Ir35 Calculator do?

It provides an educational estimate for estimate inside ir35 take-home using the inputs and assumptions shown on the page.

Is this financial advice?

No. AfterTaxTool provides calculators and educational explanations, not financial, tax, pension, investment, legal or debt advice.

Why might the result differ from a real statement?

Real pay, bills and repayments can include timing differences, provider rules, tax codes, fees, local rules and personal circumstances.